Certificates | Savings | IRA | Loans
Disclosures
TERM SHARE CERTIFICATE RATES
Rates in effect April 29th, 2008 until further notice
Dividend rates and Annual Percentage Yeild are subject to change each week. A penalty will be imposed for early withdrawal.
| Term |
Minimum Deposit |
Dividend Rate* |
APY** |
| 3 Month |
$7,500.00 |
2.00% |
2.02% |
| 6 Month |
$10,000.00 |
2.25% |
2.27% |
| 9 Month |
$10,000.00 |
2.50% |
2.53% |
| 12 Month |
$5,000.00 |
2.65% |
2.68% |
| 24 Month |
$5,000.00 |
2.75% |
2.78% |
| 30 Month |
$1,000.00 |
2.75% |
2.78% |
| 36 Month |
$500.00 |
2.75% |
2.78% |
*Dividend Rate
APY** Annual Percentage Yield
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| |
Estimated Rate |
| |
Dividend Rate* |
APY** |
| Share Savings Account |
1.00% |
1.02% |
| Student Share Savings Account |
1.00% |
1.02% |
| Moola Moola Kids Club Account |
1.00% |
1.02% |
| Vacation Club Account |
1.00% |
1.02% |
| Christmas Club Account |
1.00% |
1.02% |
*Dividend Rate
APY** Annual Percentage Yield
Back to Top
| |
Estimated Rate |
|
| |
Dividend Rate* |
APY** |
| IRA Share Savings Account |
3.00% |
3.03% |
* Dividend Rate
APY** Annual Percentage Yield
Fees could reduce earnings on Dividend Bearing accounts.
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|
Loans
|
|
Based on Risk Factor
|
| New Auto |
|
|
|
|
|
| 6 mo from the time of purchase and less than 15,000 miles |
| 5.50% for 60 mo. |
APR* |
5.75% |
680 or higher |
| |
|
APR* |
6.50% |
640 to 679 |
| |
|
APR* |
8.25% |
600 to 639 |
| |
|
APR* |
9.50% |
599 and lower |
| |
|
|
|
|
|
| Used Auto |
|
|
|
|
|
| Back to a 2002 |
APR* |
7.75% |
680 or higher |
| |
|
APR* |
8.75% |
640 to 679 |
| |
|
APR* |
9.25% |
600 to 639 |
| |
|
APR* |
10.25% |
599 and lower |
| |
|
|
|
|
|
| New Personal Rvs: Boat, ATV, Motorcycle, Jet Ski, Snowmobile, Horse Trailers |
| 6.25% for 24 mo |
APR* |
8.25% |
680 or higher |
| |
|
APR* |
9.25% |
640 to 679 |
| |
|
APR* |
11.50% |
639 and lower |
| |
|
|
|
|
|
| Used Personal Rvs: Boat, ATV, Motorcycle, Jet Ski, Snowmobile, Horse Trailers |
| |
APR* |
9.75% |
680 or higher |
| |
|
APR* |
11.25% |
640 to 679 |
| |
|
APR* |
12.75% |
639 and lower |
| |
|
|
|
|
|
| New Travel Trailer & Horse Trailers With Living Quarters |
| |
|
APR* |
8.25% |
680 or higher |
60 mo $15,000 |
| |
|
APR* |
9.25% |
640 to 679 |
72 mo $25,000 |
| |
|
APR* |
10.75% |
639 and lower |
96 mo $35,000 |
| |
|
|
|
|
108 mo over $35K |
| |
|
|
|
|
|
| Used Travel Trailer & Horse Trailers With Living Quarters |
| |
|
APR* |
9.25% |
680 or higher |
|
| |
|
APR* |
10.75% |
640 to 679 |
|
| |
|
APR* |
12.00% |
639 and lower |
not to exceed 84 mos |
| |
|
|
|
|
|
| New Motorhomes |
| |
|
APR* |
8.25% |
680 or higher |
60 mo $15,000 |
| |
|
APR* |
8.75% |
640 to 679 |
96 mo $35,000 |
| |
|
APR* |
9.75% |
639 and lower |
120 mo over $35K |
| |
|
|
|
|
|
| Used Motorhomes |
| Back 7 years APR* |
9.25% |
7 years + |
10.25% |
680 or higher |
| APR* |
10.25% |
|
11.25% |
640 to 679 |
| APR* |
11.00% |
|
12.00% |
639 and lower |
not to exceed 84 mo |
| |
|
|
|
|
|
| Other Secured |
| Tracked APR* |
10.00% |
No Track |
11.00% |
680 or higher |
| APR* |
10.25% |
|
11.25% |
640 to 679 |
| APR* |
10.50% |
|
11.50% |
639 and lower |
| |
|
|
|
|
|
| Personal |
| |
APR* |
|
13.00% |
680 or higher |
| |
APR* |
|
14.50% |
640 to 679 |
| |
APR* |
|
16.50% |
639 and lower |
*APR=Annual Percentage Rate
|