Certificates | Savings | IRA | Loans
Disclosures
TERM SHARE CERTIFICATE RATES
Rates in effect May 21, 2013 until further notice
Dividend rates and Annual Percentage Yeild are subject to change each week. A penalty will be imposed for early withdrawal.
| Term |
Minimum Deposit |
Dividend Rate* |
APY** |
| 3 Month |
$7,500.00 |
0.180% |
0.180% |
| 6 Month |
$10,000.00 |
0.180% |
0.180% |
| 9 Month |
$10,000.00 |
0.185% |
0.185% |
| 12 Month |
$5,000.00 |
0.285% |
0.285% |
| 24 Month |
$5,000.00 |
0.285% |
0.285% |
| 30 Month |
$1,000.00 |
0.285% |
0.285% |
| 36 Month |
$500.00 |
0.285% |
0.285% |
*Dividend Rate
APY** Annual Percentage Yield
Back to Top
| |
Estimated Rate |
| |
Dividend Rate* |
APY** |
| Share Savings Account |
0.15% |
0.15% |
| Student Share Savings Account |
0.15% |
0.15% |
| Moola Moola Kids Club Account |
0.15% |
0.15% |
| Vacation Club Account |
0.15% |
0.15% |
| Christmas Club Account |
0.15% |
0.15% |
*Dividend Rate
APY** Annual Percentage Yield
Back to Top
| |
Estimated Rate |
|
| |
Dividend Rate* |
APY** |
| IRA Share Savings Account |
1.50% |
1.51% |
* Dividend Rate
APY** Annual Percentage Yield
Fees could reduce earnings on Dividend Bearing accounts.
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Loans
|
New Auto- Back to 2011 with less than 15,000 miles
|
|
SCORE
|
24 MONTHS
|
36 MONTHS
|
48 MONTHS
|
60 MONTHS
|
72 MONTHS
|
|
720+
|
2.00%
|
2.25%
|
2.50%
|
2.75%
|
2.99%
|
|
680-719
|
3.00%
|
3.25%
|
3.50%
|
3.75%
|
4.25%
|
|
640-679
|
3.75%
|
4.00%
|
4.25%
|
4.50%
|
5.00%
|
| 600-639 |
6.50%
|
7.00%
|
7.50%
|
8.50%
|
9.50%
|
|
580-599
|
8.50%
|
10.00%
|
11.50%
|
12.50%
|
NA
|
|
UNDER 579
|
12.50%
|
15.00%
|
16.00%
|
17.00%
|
NA
|
|
Used Auto- 2010 to 2007
|
|
SCORE
|
24 MONTHS
|
36 MONTHS
|
48 MONTHS
|
60 MONTHS
|
72 MONTHS
|
|
720+
|
2.75%
|
3.25%
|
3.75%
|
4.25%
|
4.75%
|
|
680-719
|
3.00%
|
3.50%
|
4.00%
|
4.50%
|
5.50%
|
|
640-679
|
4.00%
|
4.50%
|
5.00%
|
5.50%
|
7.50%
|
|
600-639
|
6.50%
|
7.00%
|
8.00%
|
9.00%
|
NA
|
|
580-599
|
11.00%
|
11.50%
|
13.50%
|
14.50%
|
NA
|
|
UNDER 579
|
14.50%
|
16.50%
|
18.00%
|
NA
|
NA
|
|
New Personal Rvs: Boat, ATV, Motorcycle, Jet Ski, Snowmobile, Horse Trailers, Motorhomes
|
|
SCORE
|
24 MONTHS
|
36 MONTHS
|
48 MONTHS
|
60 MONTHS
|
72 MONTHS
|
120 MONTHS
|
144 MONTHS
|
180 MONTHS
|
|
720+
|
3.75%
|
4.25%
|
4.75%
|
5.75%
|
6.00%
|
6.25%
|
6.50%
|
7.00%
|
|
680-719
|
4.25%
|
4.75%
|
5.25%
|
6.25%
|
6.50%
|
6.75%
|
7.00%
|
7.25%
|
|
640-679
|
5.50%
|
6.00%
|
6.50%
|
7.50%
|
8.00%
|
9.75%
|
11.00%
|
NA
|
|
600-639
|
8.50%
|
9.00%
|
9.50%
|
10.25%
|
11.00%
|
12.00%
|
NA
|
NA
|
|
580-599*
|
14.00%
|
15.50%
|
17.00%
|
18.00%
|
NA
|
NA
|
NA
|
NA
|
|
UNDER 579*
|
15.50%
|
16.50%
|
18.00%
|
N/A
|
NA
|
NA
|
NA
|
NA
|
|
*QUALIFIED GUARANTOR & 25% MINIMUM DOWN PAYMENT REQUIRED FOR A CREDIT SCORE BELOW 620.
|
|
Used Personal Rvs: Boat, ATV, Motorcycle, Jet Ski, Snowmobile, Horse Trailers, Motorhomes
|
|
SCORE
|
24 MONTHS
|
36 MONTHS
|
48 MONTHS
|
60 MONTHS
|
72 MONTHS
|
84 MONTHS
|
120 MONTHS
|
|
720+
|
5.50%
|
6.00%
|
6.50%
|
7.50%
|
7.75%
|
8.00%
|
8.25%
|
|
680-719
|
6.00%
|
6.50%
|
7.00%
|
8.00%
|
8.25%
|
8.50%
|
9.00%
|
|
640-679
|
7.25%
|
7.75%
|
8.25%
|
8.75%
|
9.75%
|
10.50%
|
NA
|
|
600-639
|
9.25%
|
9.75%
|
10.25%
|
11.50%
|
12.25%
|
NA
|
NA
|
|
580-599*
|
15.00%
|
16.50%
|
18.00%
|
NA
|
NA
|
NA
|
NA
|
|
UNDER 579*
|
16.00%
|
17.00%
|
18.00%
|
NA
|
NA
|
NA
|
NA
|
|
*QUALIFIED GUARANTOR & 25% MINIMUM DOWN PAYMENT REQUIRED FOR A CREDIT SCORE BELOW 620.
|
|
Other Collateral- Tracked
|
|
SCORE
|
24 MONTHS
|
36 MONTHS
|
48 MONTHS
|
60 MONTHS
|
|
720+
|
5.00%
|
6.00%
|
7.00%
|
8.00%
|
|
680-719
|
6.00%
|
7.00%
|
8.00%
|
9.00%
|
|
640-679
|
8.00%
|
9.00%
|
10.00%
|
12.00%
|
|
600-639
|
9.00%
|
11.00%
|
13.00%
|
15.50%
|
|
580-599
|
12.00%
|
14.00%
|
16.00%
|
NA
|
|
UNDER 579
|
15.50%
|
NA
|
NA
|
NA
|
|
Other Collateral- Not Tracked
|
|
SCORE
|
24 MONTHS
|
36 MONTHS
|
48 MONTHS
|
60 MONTHS
|
|
720+
|
6.00%
|
7.00%
|
8.00%
|
9.00%
|
|
680-719
|
7.00%
|
8.00%
|
9.00%
|
10.00%
|
|
640-679
|
9.00%
|
10.00%
|
11.00%
|
13.00%
|
|
600-639
|
12.00%
|
14.00%
|
16.00%
|
NA
|
|
580-599
|
14.00%
|
NA
|
NA
|
NA
|
|
UNDER 579
|
NA
|
NA
|
NA
|
NA
|
|
Personal Loans- Up to $20,000.00
|
|
SCORE
|
24 MONTHS
|
36 MONTHS
|
48 MONTHS
|
60 MONTHS
|
|
720+
|
6.75%
|
7.75%
|
8.75%
|
9.75%
|
|
680-719
|
7.75%
|
8.75%
|
9.75%
|
13.00%
|
|
640-679
|
10.75%
|
11.75%
|
12.75%
|
15.00%
|
|
600-639
|
14.00%
|
16.00%
|
18.00%
|
NA
|
|
580-599
|
16.50%
|
18.00%
|
NA
|
NA
|
|
UNDER 579
|
18.00%
|
NA
|
NA
|
NA
|
*APR=Annual Percentage Rate
|
