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A minimum balance of $25.00 is required in the share savings accounts for members over 12 years of age. Children under 12 are required to maintain a minimum balance of $10.00.
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| IRA Enrollment Fee |
$10.00
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| Re-Opened Account |
$10.00
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| IRS Tax Levy |
$10.00
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| Withdrawal from Savings in excess of 3 per month (each) |
$5.00
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| Filing Fee (Collateralized Loans) |
$20.00
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| NSF Drafts |
$25.00
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| ACH NSF |
$25.00
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Return of Deposited Item
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$6.00
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| Stop Payment |
$10.00
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| Draft Copy Fees |
$4.00 for a copy of any draft with the routing #321281401that cleared before 3-29-99. A faxed copy of the same will be $6.00. If more than 20 copies are needed there will be a $45.00 per hour fee (charged by the Bank of the West for their research time) plus the regular photo copy fee of $4.00.
Any drafts that cleared after 3-29-99 will be charged as follows:
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Bill-Pay Paper Check Stop Payment Fee
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$25.00
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| Copy of Draft |
$2.50
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| Overdraft- each overdraft paid |
$25.00
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| ACH overdraft share transfer fee |
$2.00
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| Statement Photocopy |
$3.00
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| Account Balancing Assistance (per hour) |
$10.00
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| Money Order |
$1.00
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| Account Research per hour |
$10.00
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| Collection Item (outgoing) |
$10.00
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| Visa over the Limit |
$15.00
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| Account Activity Printout |
$3.00
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| Late Payment over 10 days |
$10.00
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| Credit Rating |
$5.00
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| Share Draft Service Charge Fee (monthly) |
$0.00
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| Travelers Cheques (per $100.00) |
$1.50
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| Two Signature Travelers Cheques (per $100.00) |
$1.50
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| Cashier's Checks (per check) |
$2.00
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| Foreign ATM Withdrawal Fee (per transaction) |
$1.00
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| Domestic Wire Transfer (outgoing) |
$20.00
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| Foreign Check Fee: deposit or cashed Foreign Check |
$5.00
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| Foreign Wire Transfer (outgoing) |
$32.00
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| ATM, Debit or Visa Replacement Fee |
$5.00
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| Membership Fee |
| Member over 18 years of age |
$5.00
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| Member l3 thru 18 |
$1.00
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| Moola Moola (12 and under) |
$1.75
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| Organizations |
$1.00
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| Business |
$5.00
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| Accounts Closed Within 90 days of opening |
| Over 12 years of age |
$25.00
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| Under 12 years of age |
$10.00
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